half way throught the 2nd book of Morris Chang Biography, what suprise me is that everyone face difficulties, even Morris, who is so successful and smart, it is a common question for everyone, how you overcome it is the difference between sucess and fail.
new year has begin so fast I haven't really feel it yet, i gusee this will be the new norm for the rest of my life. hopefully I can create something worth fight for, and my health is good enough to get through.
the investment plan for 2026 after my thinking would mainly focused on Tech where I understand, and gold, which I believe will continue grow.
my account
40% SP500 VFV
30% Nasdaq QQC
10% gold KILO
20% google CDR,
SY account
60%gold KILO
30% bonds
10% SP500 VFV
the next big thing from me would be pet enviroment product, where it can detect harmful enviroment factors that human senser cannot detect, noise, viberation, light, SMELL, if it can be proven to increase pets stress level, it should be detected and alarmed.
same should go to human enviromenent too, air quality is only one thing, should have a light inviroment detection with iphone camera! this is a good idea!log this in, and should be looking into.
but all this is still under function level, then should be marketed under feeling and wellbeing level .
SW prototype shold not be that hard.
but also think about how to creat consensus, this is very important, think about the long term.
2025.12.19
it is interesting after all thise years, I finally decide to start my own blog, with my own domain, it is not a super difficult setup, but would not even think about it with out AI.
the big news today is IRCC is stopping the SUV program acceptance right before chirstmas, not sure it is a good news or bad news, but as a person already on the boat, the uncetainty feeling is getting even stronger. Will this be a turnning point where everyone from already here will get a pass? not sure, but I guess it will be way much more trouble if they deny most of the cases, leaving the empty companies and business here. If I have to say, I am about 60% optimistic about next year, not too much, but at least to live along.
another thought on investment next year when money all coming in, the Nasdq is alltime hight and drop back a little, but I still feel it is too high at this point, the tension is definitely there and not worth to chase in at this time. My intial plan would be 40% GIC, 30% gold, and 20% us stocks and other high risk portfolio, and 10 % for insurance product. and the GICs can move to gold if the econemy of US is not the best next year.
for the Stocks, I am looking at google, MS, and all other AI model holders . I believe this will be the final productivity in the future, but also consume product is something can look into.